January 19 has been marked as the "blue Monday" of 2015 as it is going to be the unhappiest day of the year. Experts have predicted it to be the biggest downer for Christmas revelers, based on the following factors: weather conditions, debt level (the difference between debt accumulated and our ability to pay), time since Christmas, time since failing our new year´s resolutions, low motivational levels and the feeling of a need to take action, the Daily Star reported.
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