Sometimes, the darkest timeline comes quicker than you expect. Last year, Jathan Sadowski noted that insurance companies were fawning over the Internet of Things—smartphones, fitness monitors, wearable computers, and anything else with a sensor and WiFi—with an eye to tapping its behavioral data. The affection, of course, was mutual; the Internet of Things industry, backed by optimistic growth projections from its own analysts, presented itself as a natural partner for insurers.
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